Archive for the ‘Group Insurance Plans’ Category


Tips to Find Suitable Health Insurance Plans

April 18th, 2010 by InsuranceProtecting

If you are reading this article, it is clear that you are looking to know more about health insurance in Virginia or trying to get some tips as to what to look for while purchasing health insurance. Let me tell you that you are not the first one-as per statistics, there are millions of people in the US who are uninsured though they need it.

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A Group Health Insurance Plan May Become More Expensive For Some

November 12th, 2009 by InsuranceProtecting

Health insurance reform increases the importance of wellness incentives. Some employees’ group health insurance rates will go down, while others’ will become less affordable.

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Advantages and Disadvantages on Group Health Insurance VS Individual Health Insurance

October 17th, 2009 by InsuranceProtecting

In this article we will explore the reasons that motivate employers to get group health insurance for employees and we will look at the advantages and disadvantages from both points of view. In group cases, no individual evidence of insurability is usually required, and benefit levels can be substantial, with few, if any, important limitations.

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Health Insurance Plans That Covers Drug and Alcohol Abuse Or Related Addictions

July 29th, 2009 by InsuranceProtecting

The National Institute on Drug Abuse defines drug abuse and dependencies as the usage of a legal or an illegal medication that causes physical, mental, emotional, or social harm. Examples of commonly abused drugs include opioids, stimulants, anti-depressants, anti-anxiety agents, and hallucinogens. Drug abuse is a major public health problem in society today and can cause an applicant applying for health insurance to unknowingly have their application declined prematurely by most major medical carriers.

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Individual Alabama Health Insurance Plans

July 24th, 2009 by InsuranceProtecting

Taking the current scenario in Alabama into view, the situation is such that the total numbers of adults within the age group of 19 to 64 who are uninsured have reached a considerable number. Well that accounts for around 19% of the total population of the state and that is quite an alarming fact. Taking a stretch of 6 years into consideration, starting from 2000 and coming all the way to 2006, the rate of the family health care premiums have risen by a total of 80.

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Group Medical Insurance Plan Coverage

July 4th, 2009 by InsuranceProtecting

Group medical insurance plans are used by most companies that insure their employees for their medical coverage. These plans offer better rates because the insurance company can administer the plan easier and this means they will save money on the administration cost.

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